This is how the Insurance Commissioner should be acting.

The Insurance Commissioner is the regulator of the insurance market in Delaware. As such, he or she must be the advocate of the consumer, not the protector of the industry being regulated. For too long under Trinidad Navarro’s predecessor, we had the latter, and not the former. Now, it looks like we have an advocate for all of us again.


In the memo above dated last month, Commissioner Navarro personally lobbied the State Senate to pass a bill that expanded insurance coverage for Delaware residents pursuing fertility treatments so they could have a baby.

“While SB139 will expand and enhance access to IVF by requiring coverage, such a mandate will have a negligible impact on health insurance premiums. After consultation with an independent actuary, I am pleased to inform you that the impact of mandating coverage for IVF on health insurance premiums is estimated to be about one percent (+1%). This approximation is in line with actual premium impacts experienced by other states that require this coverage, including, but not limited to, Rhode Island, Connecticut and Massachusetts.”

The Senate passed this bill unanimously, 21-0.   I think in no small part to the analysis the Commissioner provided.  It makes a difference to have a pro-active commissioner that has protecting the consumer at his core.

Photo credit above: Monsterphoto/SAQUAN STIMPSON

Delaware politics from a liberal, progressive and Democratic perspective. Keep Delaware Blue.

2 comments on “This is how the Insurance Commissioner should be acting.

  1. cassandram

    This is good work by the Commissioner, whose first job really should be advocating for Delawareans. Now I wish he would do something about car insurance rates here.

  2. That’s why I am running to go there and advocate for Delawareans…..

    Kayode Abegunde for Delaware State Insurance Commissioner 2020.

    Brief Academic Bio:

    *Bachelor of Science, Degree in Accounting -Graduated from University of Ado Ekiti, Ekiti State Nigeria

    *Master of Business Administration, Finance- Graduated from Wilmington University

    *Master of Business Administration, Health Care Administration-Graduated from Wilmington University

    *Doctor of Philosophy, Public leadership and Counseling courses attempted and passed- Transferred from Capella University

    *Doctor of Social Science, Prevention Science (Research Scholar) class of 2021 Wilmington University

    *Graduate, 5th Delaware Citizens Academy.

    *Work Experience:

    -Principal Consultant, Entrepreneurial Consulting

    -Project & Program Consultant, Abundant Life Community Development Corporation (Adult Day Services)

    -Program Director, Keystone Human Services

    -Lead Auditor, D & O Chartered Accountants partners with Akintola Williams, Deloitte & Touche

    -Senior Accountant, RCCG, GSP Nigeria.

    -Strategic Marketing Executive, Great Nigeria Insurance Company


    -Member, Behavioral and Mental Health Commission (Commissioner) Representing Newcastle County, Delaware State Government.

    -Financial Advisory Council Member, Newcastle County Government, DELAWARE.

    – Past Audit Chair, Llangollen Estate Civic Association, Newcastle Delaware.


    – Vice President, Llangollen Estate Civic Association, Newcastle, DELAWARE

    *Why Am I Running?

    – To Advocate for Consumer’s protection

    -To Regulate Insurance Markets and make it fair to the consumers

    -To Leverage Diversity

    -To Ensure Reliable Insurance Coverage at Reasonable Rates for Delaware Consumers(Premiums reduction)

    -To Encourage the use of Insurance Terms that the community understands

    -To Encourage Timeliness of Claim Decisions

    -To Advocate for Cultural Competence

    -To Fight for Inclusions

    -To Fight for Equity and Justice

    Kayode Campaign Website:

    To Donate:…

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